EMPLOYERS, America’s Small Business Insurance Specialist America’s Small Business Insurance Specialist.

Claims Management

Comprehensive Claims & Loss Management Services

The EMPLOYERS® Claims Services Department provides efficient action after a claim is reported. Using innovative strategies, we apply proven techniques to promote quality care, rapid recovery, and high satisfaction on claim resolutions.

Claims & Loss Management Features*:

  • Claims Reporting Center available 24/7.
  • Claims Best Practices – Our network of experienced, well-trained claims professionals execute prompt three-point contact with the physician, employer and injured worker to help control claims costs.
  • Managed Care Services:
    • Selected cases evaluated by Nurse Care Managers upon claim inception to facilitate appropriate medical care.
    • Provider Network development and management.
    • Utilization Review by experienced health care professionals.
  • Strategically located claims-handling locations
  • Dedicated Subrogation Resources that compare favorably against the National Association of Subrogation Professionals 2005 benchmark study. Current year-to-date gross recoveries as a percent of total paid: EMPLOYERS (2.69%), Regional Carriers (2.05%), Primary Writers (2.17%).
  • Fraud Prevention Specialists
  • Loss Control - Professional assistance in minimizing worksite hazards.

EMPLOYERS continues to enhance and expand these and other customer services. Please feel free to contact our Customer Service Center for more information.

*State regulations determine the availability and restrictions on some programs. Contact your independent agent or local sales representative for program availability.

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